Defending Your Rights
Auto and RV Dealer Fraud
Nationwide Car, Recreation Vehicle Dealership Fraud
According to Public Citizen, a non-profit organization based in Washington, D.C., new car sales projections are around 16 million vehicles a year, and deceptive auto and RV dealer practices threaten to defraud or swindle millions of those new vehicle purchasers. Methods of auto and RV dealer fraud range from misinformation about pricing to negative trade-in equity to dealer financing fraud. An RV can cost hundreds of thousands of dollars. Our attorneys and attorneys we work with have assisted RV purchasers in getting their money back or obtaining substantial money damages.
At National Consumer Rights, we are dedicated to assisting victims of fraud and stopping predatory company practices, including auto dealer fraud. Centrally located in the Midwest (Chicago, Illinois, and Oak Brook, Illinois), we have attorneys who can assist consumers throughout the country (from New York to Los Angeles) who have been financially injured because of auto dealer fraud.
Misinformation About Pricing
Many car dealers will lie, or hide the truth, about the manufacturers’ suggested retail price (MSRP) of a car, or will add unnecessary, high profit margin extras to the car and include them in the MSRP. In some cases, consumers are billed for standard items listed as extras in the sticker price.
If you believe you have been intentionally misled or provided fraudulent information when you bought your new car, please schedule a free consultation with one of our consumer rights attorneys by calling us at 630-333-0000, or filling out our intake form on our Contact Us page.
Negative Trade-In Value
Negative trade-in value is a type of auto dealer fraud and consists of a car dealer lying or misrepresents the value of your trade-in. This type of fraud can include informing you that you owe more than the car is worth (sometimes a lie in and of itself) and building in the extra cost into your new loan by adding it to the price of the newly purchased car. This causes you to pay additional taxes and interest on your new car.
If you know your negative trade-in was added to the purchase price of a new car, or you believe the value of your used car was understated or misrepresented, please schedule a free consultation with one of our consumer protection lawyers by calling us at 630-333-0000, or filling out our intake form on our Contact Us page.
Car and RV Dealer Finance Fraud
Another type of auto and RV dealer fraud is finance fraud. Car dealer financial fraud includes informing you that you do not qualify for an ordinary loan, but a “special” loan arrangement can be made that includes a significantly higher APR (interest rate) or much more detrimental terms.
Another type of car dealership financial fraud includes accessing your credit history or pulling a credit report on you without your permission. This is a violation of the Fair Credit Reporting Act (FCRA) and an invasion of your privacy.
Financing fraud may be committed by a dealership through other means such as misrepresentation of financing terms in violation of the truth in lending act or other statutes, promising financing and later changing the terms of said financing after the deal is signed, or through the decline of sale or requests of return of the vehicle after financing terms have been agreed upon and financing approval has been granted in writing.
Improper Dealer Certification of Used Cars
All of the national car manufacturers – Chrysler, GM, Ford, Toyota etc – have certified used car programs. The dealers pay extra money to provide a manufacturer backed used car certification to customers. The certified use car programs provide an extended warrantee, and a promise that the car has passed a detailed inspection establishing that car is in excellent working order and has body integrity and no major problems. Manufacturers sometimes improperly inspect the “certified” used cars and certify the car even though it should not have been certified. We have represented consumers who have been sold “certified” used cars which are in fact re-built wrecks with substantial permanent frame damages, and are worth far less then the purchase price and unsafe to drive. Consumers who have been deceived into purchasing improperly “certified” used cars are entitled to sue for their damages or to return the car and get their money back. We can provide you with information regarding fraudulent or negligent certification of used cars. We also assist consumers who purchased lemons or cars with defective parts on breach of warranty, Magnuson Moss or lemon law claims.
If you believe you have been victimized by car dealer finance fraud in the purchase of your new vehicle, please schedule a free consultation with one of our consumer rights attorneys by calling us at 630-333-0000, or filling out our intake form on our Contact Us page.
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